@pivotben

Provisional sums, prime cost items and rise and fall clauses can all move the number after you sign. In Queensland the $30,000 first home owner grant tests your home value including contract variations, so a small upgrade can push you over the $750,000 limit and cost you the whole grant. Price certainty is something you can look for in finding your builders- such as Ausbuild’s Price Lock Guarantee. Paid partnership with Ausbuild #Ad First, Family or Forever home. You can find it at Ausbuild. Disclaimer: General information only, not financial advice

What the data says about investing $10k Vanguard’s research found lump sum beat dollar cost averaging roughly two thirds of the time, because markets rise more often than they fall, though drip feeding over even a few weeks gives a smoother ride if a lump sum makes you nervous. On spread, $10,000 in one company is a bet on one company, while a broad ETF is a stake in hundreds. The weakest option in the data is sitting in cash waiting for a perfect moment. General information only, not personal or financial advice. #Ad @ig.australia Disclaimer: Crypto is unregulated & high risk. This is not financial advice and you should seek that out prior to making any investment decisions. Share trading services by IG Australia Pty Ltd (AFSL 515106). Crypto services by IG Digital Assets Australia Pty Ltd.